Axis Bank credit cards we compare
13 Axis cards side by side, and which one suits each kind of spend. Facts from Axis's own pages.
13 cards · last verified 20 Oct 2026 · how we compare
All Axis cards we compare
| Card | Fees | Base rate | UPI | Airport lounge | Good for | Apply |
|---|---|---|---|---|---|---|
| Airtel Axis Bank Credit CardCashback card for Airtel users: 25% back on Airtel mobile, broadband, Wi-Fi and DTH bills and 10% on other utility bills when you pay them in the Airtel Thanks app, and 1% on most other spends. The app cashback is capped each cycle at twice (Airtel bills) and once (other bills) the 1% you earn on other spends. 10% back at Zomato, Blinkit and District comes as wallet credit in those apps, up to ₹200 each a month. | ₹500 joining, ₹500 a year | 1% | Yes | None | UPI and RuPay, Cashback | Apply nowVia our referral partner. We may earn a commission. |
| Axis Bank Horizon Credit CardTravel card: 5 EDGE Miles per ₹100 on flights booked directly with airlines or on Axis's Travel EDGE portal, and 2 per ₹100 on most other spends. Axis values a mile at ₹1, so that's about 5% and 2% back, with no published earning cap. Utility bills, fuel, rent, insurance, wallet loads and government or education payments earn nothing. | ₹3,000 joining, ₹3,000 a year | 2% | No | 24 domestic + 8 international a year | Travel and lounges, Airport lounge access, Premium | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| Axis Bank Magnus Credit Card12 EDGE Reward points per ₹200 on the first ₹1.5 lakh of spend each calendar month and 35 per ₹200 above that (up to your credit limit plus ₹1.5 lakh), plus 60 per ₹200 on the first ₹2 lakh a month booked on Axis's Travel EDGE portal. Axis's published value is ₹0.20 a point on its rewards catalogue, so that's about 1.2%, 3.5% and 6% back. Points can also move to 20 airline and hotel partners at 5 points to 2 partner miles. Fuel, utility and telecom bills, insurance, gold and jewellery, government payments, wallet loads and tolls earn nothing. | ₹12,500 joining, ₹12,500 a year | 1.2% | No | Unlimited domestic + unlimited international | Self-employed, Travel and lounges, Airport lounge access, Premium | Apply nowVia our referral partner. We may earn a commission. |
| Axis Bank Magnus for Burgundy Credit CardSame earning as the regular Magnus: 12 EDGE Reward points per ₹200 on the first ₹1.5 lakh of spend each calendar month and 35 per ₹200 above that (up to your credit limit plus ₹1.5 lakh), plus 60 per ₹200 on the first ₹2 lakh a month booked on Axis's Travel EDGE portal. Axis's published value is ₹0.20 a point on its rewards catalogue, so that's about 1.2%, 3.5% and 6% back. The difference is miles: points move to 20 airline and hotel partners at 5 points to 4 partner miles (double the regular card's rate), up to 10 lakh points a year. Fuel, utility and telecom bills, insurance, gold and jewellery, government payments, wallet loads and tolls earn nothing. | ₹30,000 joining, ₹30,000 a year | 1.2% | No | Unlimited domestic + unlimited international | Travel and lounges, Airport lounge access, Premium | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| Axis Bank MY ZONE Credit CardEntertainment card: buy-one-get-one on District movie tickets, ₹120 off Swiggy, quarterly lounge access on spends, 4 EDGE points per ₹200. | ₹500 joining, ₹500 a year | 0.4% | Yes | 4 domestic a year | UPI and RuPay, Movies and dining, Airport lounge access | Apply nowVia our referral partner. We may earn a commission. |
| Axis Bank MY Zone Easy Credit Card4 EDGE REWARD points per ₹200 on domestic spends; Axis doesn't publish what this card's points are worth. 25% cashback on movie tickets (online or at the box office), capped at ₹1,000 a calendar year. Fuel and movie-ticket spends earn no points. | ₹500 joining, ₹500 a year | – | No | None | Movies and dining, Students and beginners, Against FD | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| Axis Bank Neo Credit CardOffers-led starter card: Zomato, Blinkit, BookMyShow, Paytm and Cleartrip discounts, plus 1 EDGE point per ₹200 spent. | ₹250 joining, ₹250 a year | – | Yes | None | Movies and dining | Apply nowVia our referral partner. We may earn a commission. |
| Axis Bank Select Credit Card10 EDGE Reward points per ₹200 on most spends, and 20 per ₹200 at department stores, grocery stores and clothing stores on the first ₹20,000 of such spend a month. Axis values the welcome points at ₹0.20 each, so that's about 1% and 2% back. Spend ₹3 lakh in a card year for 5,000 bonus points (₹1,000). Fuel, utility and telecom bills, insurance, rent, wallet loads, education, government payments, gold and jewellery, gift cards and tolls earn nothing. | ₹3,000 joining, ₹3,000 a year | 1% | No | 8 domestic + 6 international a year | Movies and dining, Airport lounge access, Premium | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| Axis Bank SUPERMONEY RuPay Credit CardLifetime-free RuPay card: 3% cashback on scan-and-pay UPI through the super.money app, limited each cycle to what you earn on your other spends (at least ₹100), and 1% on other UPI and card spends with no cap. | Lifetime free | 1% | Yes | None | Lifetime free, UPI and RuPay, Cashback | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| Flipkart Axis Bank Credit CardCashback card: 7.5% on Myntra, 5% on Flipkart and Cleartrip (each capped), 4% on preferred merchants, 1% on other eligible spends. | ₹500 joining, ₹500 a year | 1% | No | None | Online shopping and groceries, Cashback, Movies and dining | Apply nowVia our referral partner. We may earn a commission. |
| IndianOil Axis Bank Credit CardFuel card: 4% value back at IndianOil outlets (capped), 1% on small online spends, 0.2% elsewhere, plus 1% fuel surcharge waiver. | ₹500 joining, ₹500 a year | 0.2% | Yes | None | Fuel, UPI and RuPay | Apply nowVia our referral partner. We may earn a commission. |
| LIC Axis Bank Platinum Credit CardLifetime-free card: 2 reward points per ₹100 on LIC premiums and foreign currency spends, 1 point per ₹100 elsewhere; a point is worth about ₹0.66 on the LIC rewards catalogue, so about 1.3% and 0.66% back. Fuel, utilities, rent, wallet and EMI earn nothing. | Lifetime free | 0.66% | No | None | Lifetime free | Apply nowVia our referral partner. We may earn a commission. |
| LIC Axis Bank Signature Credit CardLifetime-free card: 2 reward points per ₹100 on LIC premiums and foreign currency spends, 1 point per ₹100 elsewhere; a point is worth up to ₹1 on the LIC rewards catalogue, so about 2% and 1% back. Fuel, utilities, rent, wallet and EMI earn nothing. | Lifetime free | 1% | No | 8 domestic a year | Lifetime free, Airport lounge access | Apply nowVia our referral partner. We may earn a commission. |
Base rate is the value back on everyday spends at Axis's published redemption value; “–” means it isn't published. Fees exclude GST. Ranking never depends on whether we earn from a card.
Which Axis card for which spend
- Lifetime freeAxis Bank SUPERMONEY RuPay Credit CardLifetime free · #3 of 23 cards we compare · see all lifetime free cards
- FuelIndianOil Axis Bank Credit Card4% on fuel · #4 of 5 cards we compare · see all fuel cards
- Online shopping and groceriesFlipkart Axis Bank Credit Card1% on online shopping · #18 of 23 cards we compare · see all online shopping and groceries cards
- UPI and RuPayAxis Bank SUPERMONEY RuPay Credit Card3% on UPI · #1 of 30 cards we compare · see all UPI and RuPay cards
- CashbackAxis Bank SUPERMONEY RuPay Credit Card1% on online shopping · #8 of 15 cards we compare · see all cashback cards
- Movies and diningFlipkart Axis Bank Credit Card4% on dining and food delivery · #8 of 29 cards we compare · see all movies and dining cards
- Self-employedAxis Bank Magnus Credit Card₹12,500 joining, ₹12,500 a year · #31 of 32 cards we compare · see all self-employed cards
- Travel and loungesAxis Bank Horizon Credit Card5% on travel · #2 of 24 cards we compare · see all travel and lounges cards
- Airport lounge accessAxis Bank Magnus Credit CardUnlimited domestic + unlimited international · #8 of 38 cards we compare · see all airport lounge access cards
- PremiumAxis Bank Horizon Credit Card₹3,000 joining, ₹3,000 a year · #5 of 18 cards we compare · see all premium cards
- Students and beginnersAxis Bank MY Zone Easy Credit Card₹500 joining, ₹500 a year · #5 of 5 cards we compare · see all students and beginners cards
- Against FDAxis Bank MY Zone Easy Credit Card₹500 joining, ₹500 a year · #6 of 6 cards we compare · see all against FD cards
Self-employed?
Axis says self-employed people can apply for Axis Bank Magnus Credit Card. Details are on each card's page and on our self-employed cards page.
Compare side by side
- Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card
- Axis Bank Horizon Credit Card vs Axis Bank Magnus Credit Card
- Axis Bank Horizon Credit Card vs Axis Bank Select Credit Card
- Axis Bank Magnus Credit Card vs Axis Bank Magnus for Burgundy Credit Card
- Axis Bank Magnus Credit Card vs Axis Bank Select Credit Card
- Axis Bank Magnus Credit Card vs HDFC Bank INFINIA Credit Card Metal Edition
- Axis Bank MY ZONE Credit Card vs Axis Bank Neo Credit Card
- Axis Bank MY ZONE Credit Card vs Flipkart Axis Bank Credit Card
- Axis Bank MY ZONE Credit Card vs IndianOil Axis Bank Credit Card
- Axis Bank Select Credit Card vs HDFC Bank Regalia Gold Credit Card
- Axis Bank SUPERMONEY RuPay Credit Card vs Kiwi RuPay Credit Card (PNB)
- CASHBACK SBI Card vs Flipkart Axis Bank Credit Card
Related guides
- How to Choose a Credit Card by Your SpendingPick a credit card by what you spend: what a reward point is worth, caps, lifetime free vs paid fee maths, UPI, lounges and eligibility, with ₹ examples.
- CIBIL Score: Check Free, Improve in 90 DaysCheck your CIBIL score free with one full report a year from each bureau, dispute errors yourself, and build a better score with a 90-day checklist.
Questions people ask
Which Axis credit card is lifetime free?
Among the Axis cards we compare: Axis Bank SUPERMONEY RuPay Credit Card, LIC Axis Bank Platinum Credit Card and LIC Axis Bank Signature Credit Card. They charge no joining or annual fee in Axis's fee schedule.
Which Axis credit card works on UPI?
Airtel Axis Bank Credit Card, Axis Bank MY ZONE Credit Card, Axis Bank Neo Credit Card, Axis Bank SUPERMONEY RuPay Credit Card and IndianOil Axis Bank Credit Card. They're RuPay cards, so they can be linked to UPI apps for merchant payments; UPI rewards are often lower than card rewards.
Which Axis credit card gives airport lounge access?
Axis Bank Magnus Credit Card (Unlimited domestic + unlimited international); Axis Bank Magnus for Burgundy Credit Card (Unlimited domestic + unlimited international); Axis Bank Horizon Credit Card (24 domestic + 8 international a year); Axis Bank Select Credit Card (8 domestic + 6 international a year); LIC Axis Bank Signature Credit Card (8 domestic a year); Axis Bank MY ZONE Credit Card (4 domestic a year). Most cards now need a minimum spend to unlock visits; see the lounge page for each card's condition.
What income do I need for an Axis credit card?
The lowest published income among these cards is ₹50,000 a month for the Axis Bank Select Credit Card, and the highest ₹2,00,000 a month for the Axis Bank Magnus Credit Card (salaried). Axis decides approval on its own checks, including your credit score.
How did you check these cards?
Every fee, reward rate and eligibility rule comes from Axis's own pages and terms, last verified 20 Oct 2026. It may not be every Axis card. 45 of the 77 cards we compare have a partner link we may earn from; the other 32 link to the bank's own site, and we don't earn from them. Ranking never depends on what we earn.
Last verified 20 Oct 2026 on each issuer's official page. Fees and rewards change; check the issuer's terms before you apply.