Best credit cards for movies and dining we compare
Movie offers usually need a minimum spend or work only on one booking app. Read the conditions before counting on a free ticket.
29 cards · last verified 20 Oct 2026 · how we rank
Compare movies and dining cards
- 1HSBC RuPay Cashback Credit Card
10% on dining and food delivery · 1% base · ₹499 joining, ₹499 a year · UPI
View on HSBC siteIssuer's site. We don't earn from this card. - 2HSBC Live+ Credit Card
10% on dining and food delivery · 1.5% base · ₹999 joining, ₹999 a year
Apply nowVia our referral partner. We may earn a commission. - 3Swiggy BLCK HDFC Bank Credit Card
10% on dining and food delivery · 1% base · ₹1,000 joining, ₹1,000 a year
View on HDFC Bank siteIssuer's site. We don't earn from this card. - 4HDFC Bank PIXEL Play Credit Card
5% on dining and food delivery · 1% base · ₹500 joining, ₹500 a year · UPI
Apply nowVia our referral partner. We may earn a commission. - 5CASHBACK SBI Card
5% on dining and food delivery · 1% base · ₹999 joining, ₹999 a year
Apply nowVia our referral partner. We may earn a commission. - 6HDFC Bank Millennia Credit Card
5% on dining and food delivery · 1% base · ₹1,000 joining, ₹1,000 a year
Apply nowVia our referral partner. We may earn a commission. - 7PhonePe SBI Card SELECT BLACK
5% on dining and food delivery · 1% base · ₹1,499 joining, ₹1,499 a year · UPI
View on PhonePe siteIssuer's site. We don't earn from this card. - 8Flipkart Axis Bank Credit Card
4% on dining and food delivery · 1% base · ₹500 joining, ₹500 a year
Apply nowVia our referral partner. We may earn a commission. - 9ICICI Bank Emeralde Private Metal Credit Card
3% on dining and food delivery · 3% base · ₹12,499 joining, ₹12,499 a year
View on ICICI Bank siteBy invitation only: the bank invites customers. Issuer's site. We don't earn from this card. - 10CheQ AU Credit Card (AU Small Finance Bank)
2.5% on dining and food delivery · 0.5% base · Lifetime free · UPI
Apply nowVia our referral partner. We may earn a commission. - 11BPCL SBI Card OCTANE
2.5% on dining and food delivery · 0.25% base · ₹1,499 joining, ₹1,499 a year · UPI
View on SBI Card siteIssuer's site. We don't earn from this card. - 12SBI Card PULSE
2.5% on dining and food delivery · 0.5% base · ₹1,499 joining, ₹1,499 a year
Apply nowVia our referral partner. We may earn a commission. - 13SBI Card PRIME
2.5% on dining and food delivery · 0.5% base · ₹2,999 joining, ₹2,999 a year
Apply nowVia our referral partner. We may earn a commission. - 14SBI Card ELITE
2.5% on dining and food delivery · 0.5% base · ₹4,999 joining, ₹4,999 a year
Apply nowVia our referral partner. We may earn a commission. - 15SimplySAVE SBI Card
1.67% on dining and food delivery · 0.17% base · ₹499 joining, ₹499 a year
Apply nowVia our referral partner. We may earn a commission. - 16IDFC FIRST Classic Credit Card
1.25% on dining and food delivery · 0.38% base · Lifetime free
Apply nowVia our referral partner. We may earn a commission. - 17IDFC FIRST Millennia Credit Card
1.25% on dining and food delivery · 0.38% base · Lifetime free
Apply nowVia our referral partner. We may earn a commission. - 18IDFC FIRST Select Credit Card
1.25% on dining and food delivery · 0.38% base · Lifetime free
Apply nowVia our referral partner. We may earn a commission. - 19Axis Bank Select Credit Card
1% on dining and food delivery · 1% base · ₹3,000 joining, ₹3,000 a year
View on Axis Bank siteIssuer's site. We don't earn from this card. - 20EazyDiner IndusInd Bank Platinum Credit Card
0.4% on dining and food delivery · 0.4% base · Lifetime free · UPI
View on IndusInd Bank siteIssuer's site. We don't earn from this card. - 21Axis Bank MY ZONE Credit Card
0.4% on dining and food delivery · 0.4% base · ₹500 joining, ₹500 a year · UPI
Apply nowVia our referral partner. We may earn a commission. - 22Kotak League Platinum Credit Card
0.27% on dining and food delivery · 0.27% base · ₹499 joining, ₹499 a year
Apply nowVia our referral partner. We may earn a commission. - 23Axis Bank Neo Credit Card
– on dining and food delivery · – base · ₹250 joining, ₹250 a year · UPI
Apply nowVia our referral partner. We may earn a commission. - 24Axis Bank MY Zone Easy Credit Card
– on dining and food delivery · – base · ₹500 joining, ₹500 a year
View on Axis Bank siteIssuer's site. We don't earn from this card. - 25ICICI Bank Coral RuPay Credit Card
– on dining and food delivery · – base · ₹500 joining, ₹500 a year · UPI
View on ICICI Bank siteIssuer's site. We don't earn from this card. - 26HDFC Bank Diners Club Privilege Credit Card
– on dining and food delivery · – base · ₹1,000 joining, ₹1,000 a year
View on HDFC Bank siteIssuer's site. We don't earn from this card. - 27ICICI Bank Rubyx Credit Card
– on dining and food delivery · – base · ₹3,000 joining, ₹2,000 a year · UPI
View on ICICI Bank siteIssuer's site. We don't earn from this card. - 28ICICI Bank Sapphiro Credit Card
– on dining and food delivery · – base · ₹6,500 joining, ₹3,500 a year · UPI
View on ICICI Bank siteIssuer's site. We don't earn from this card. - 29ICICI Bank Emeralde Credit Card
– on dining and food delivery · – base · ₹12,000 joining, ₹12,000 a year
View on ICICI Bank siteIssuer's site. We don't earn from this card.
| # | Card | Dining and food delivery | Base rate | Fees | UPI | Apply |
|---|---|---|---|---|---|---|
| 1 | HSBC RuPay Cashback Credit CardHSBC | 10% | 1% | ₹499 joining, ₹499 a year | Yes | View on HSBC siteIssuer's site. We don't earn from this card. |
| 2 | HSBC Live+ Credit CardHSBC | 10% | 1.5% | ₹999 joining, ₹999 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 3 | Swiggy BLCK HDFC Bank Credit CardHDFC Bank | 10% | 1% | ₹1,000 joining, ₹1,000 a year | No | View on HDFC Bank siteIssuer's site. We don't earn from this card. |
| 4 | HDFC Bank PIXEL Play Credit CardHDFC Bank | 5% | 1% | ₹500 joining, ₹500 a year | Yes | Apply nowVia our referral partner. We may earn a commission. |
| 5 | CASHBACK SBI CardSBI Card | 5% | 1% | ₹999 joining, ₹999 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 6 | HDFC Bank Millennia Credit CardHDFC Bank | 5% | 1% | ₹1,000 joining, ₹1,000 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 7 | PhonePe SBI Card SELECT BLACKSBI Card | 5% | 1% | ₹1,499 joining, ₹1,499 a year | Yes | View on PhonePe siteIssuer's site. We don't earn from this card. |
| 8 | Flipkart Axis Bank Credit CardAxis Bank | 4% | 1% | ₹500 joining, ₹500 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 9 | ICICI Bank Emeralde Private Metal Credit CardICICI Bank | 3% | 3% | ₹12,499 joining, ₹12,499 a year | No | View on ICICI Bank siteBy invitation only: the bank invites customers. Issuer's site. We don't earn from this card. |
| 10 | CheQ AU Credit Card (AU Small Finance Bank)AU Small Finance Bank | 2.5% | 0.5% | Lifetime free | Yes | Apply nowVia our referral partner. We may earn a commission. |
| 11 | BPCL SBI Card OCTANESBI Card | 2.5% | 0.25% | ₹1,499 joining, ₹1,499 a year | Yes | View on SBI Card siteIssuer's site. We don't earn from this card. |
| 12 | SBI Card PULSESBI Card | 2.5% | 0.5% | ₹1,499 joining, ₹1,499 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 13 | SBI Card PRIMESBI Card | 2.5% | 0.5% | ₹2,999 joining, ₹2,999 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 14 | SBI Card ELITESBI Card | 2.5% | 0.5% | ₹4,999 joining, ₹4,999 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 15 | SimplySAVE SBI CardSBI Card | 1.67% | 0.17% | ₹499 joining, ₹499 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 16 | IDFC FIRST Classic Credit CardIDFC FIRST Bank | 1.25% | 0.38% | Lifetime free | No | Apply nowVia our referral partner. We may earn a commission. |
| 17 | IDFC FIRST Millennia Credit CardIDFC FIRST Bank | 1.25% | 0.38% | Lifetime free | No | Apply nowVia our referral partner. We may earn a commission. |
| 18 | IDFC FIRST Select Credit CardIDFC FIRST Bank | 1.25% | 0.38% | Lifetime free | No | Apply nowVia our referral partner. We may earn a commission. |
| 19 | Axis Bank Select Credit CardAxis Bank | 1% | 1% | ₹3,000 joining, ₹3,000 a year | No | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| 20 | EazyDiner IndusInd Bank Platinum Credit CardIndusInd Bank | 0.4% | 0.4% | Lifetime free | Yes | View on IndusInd Bank siteIssuer's site. We don't earn from this card. |
| 21 | Axis Bank MY ZONE Credit CardAxis Bank | 0.4% | 0.4% | ₹500 joining, ₹500 a year | Yes | Apply nowVia our referral partner. We may earn a commission. |
| 22 | Kotak League Platinum Credit CardKotak Mahindra Bank | 0.27% | 0.27% | ₹499 joining, ₹499 a year | No | Apply nowVia our referral partner. We may earn a commission. |
| 23 | Axis Bank Neo Credit CardAxis Bank | – | – | ₹250 joining, ₹250 a year | Yes | Apply nowVia our referral partner. We may earn a commission. |
| 24 | Axis Bank MY Zone Easy Credit CardAxis Bank | – | – | ₹500 joining, ₹500 a year | No | View on Axis Bank siteIssuer's site. We don't earn from this card. |
| 25 | ICICI Bank Coral RuPay Credit CardICICI Bank | – | – | ₹500 joining, ₹500 a year | Yes | View on ICICI Bank siteIssuer's site. We don't earn from this card. |
| 26 | HDFC Bank Diners Club Privilege Credit CardHDFC Bank | – | – | ₹1,000 joining, ₹1,000 a year | No | View on HDFC Bank siteIssuer's site. We don't earn from this card. |
| 27 | ICICI Bank Rubyx Credit CardICICI Bank | – | – | ₹3,000 joining, ₹2,000 a year | Yes | View on ICICI Bank siteIssuer's site. We don't earn from this card. |
| 28 | ICICI Bank Sapphiro Credit CardICICI Bank | – | – | ₹6,500 joining, ₹3,500 a year | Yes | View on ICICI Bank siteIssuer's site. We don't earn from this card. |
| 29 | ICICI Bank Emeralde Credit CardICICI Bank | – | – | ₹12,000 joining, ₹12,000 a year | No | View on ICICI Bank siteIssuer's site. We don't earn from this card. |
Value back is the % of spend you get at the bank's published redemption value. “–” means the bank doesn't publish it. Fees exclude GST.Ranking never depends on whether we earn from a card.
The cards in detail
- View on HSBC siteIssuer's site. We don't earn from this card.
1. HSBC RuPay Cashback Credit Card
10% cashback on dining, food delivery and groceries and 1% on other eligible spends, including UPI payments at shops, with all cashback capped at ₹400 a month (the 10% rate alone reaches the cap at ₹4,000 of spend). Links to UPI apps; abroad it works on the JCB network.
₹499 joining, ₹499 a year
- Apply nowVia our referral partner. We may earn a commission.
2. HSBC Live+ Credit Card
Cashback card: 10% back on dining, food delivery, groceries, shopping and utility bills, capped at ₹1,200 a month (reached at ₹12,000 of these spends), and 1.5% on most other spends with no cap. Amazon, Flipkart and Myntra earn 1.5%, not 10%. Spends abroad earn no cashback, but the forex markup is a low 1.99%.
₹999 joining, ₹999 a year
- View on HDFC Bank siteIssuer's site. We don't earn from this card.
3. Swiggy BLCK HDFC Bank Credit Card
Cashback taken off your card bill: 10% on the Swiggy app (food delivery, Instamart, Dineout) up to ₹1,500 a billing cycle, 5% on online spends at listed merchants such as Amazon, Flipkart, Myntra, Nykaa, Cleartrip and BookMyShow up to ₹1,500, and 1% on most other spends up to ₹1,000, so at most ₹4,000 a cycle. Fuel, rent, wallet loads, gift cards, jewellery, gaming, education, EMI and government payments earn nothing. New cardholders get 3 months of Swiggy BLCK membership.
₹1,000 joining, ₹1,000 a year
- Apply nowVia our referral partner. We may earn a commission.
4. HDFC Bank PIXEL Play Credit Card
Cashback as CashPoints: 5% on two merchant packs you choose, 3% on one e-commerce platform you choose, 5% on SmartBuy, 1% on everything else; all capped monthly, and fuel and rent earn nothing.
₹500 joining, ₹500 a year
- Apply nowVia our referral partner. We may earn a commission.
5. CASHBACK SBI Card
Flat cashback card: 5% on online spends and 1% on offline spends, capped at ₹4,000 a statement cycle.
₹999 joining, ₹999 a year
- Apply nowVia our referral partner. We may earn a commission.
6. HDFC Bank Millennia Credit Card
Cashback as CashPoints worth ₹1 each against your bill: 5% at 10 online merchants (Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow, Tata CLiQ, Cult.fit, Sony LIV) and 1% on most other spends, each capped at ₹1,000 a month. Fuel, rent, wallet loads, EMI and government payments earn nothing.
₹1,000 joining, ₹1,000 a year
- View on PhonePe siteIssuer's site. We don't earn from this card.
7. PhonePe SBI Card SELECT BLACK
Reward points worth ₹1 each: 10% back on recharges, bill payments, insurance and travel paid in the PhonePe app, 5% on other online spends and 1% on everything else, each with a monthly cap. UPI payments earn 1% only when made in the PhonePe app (other UPI apps earn nothing since July 2026). SBI Card's card terms say redemption is free, but its general fee schedule lists ₹99 for statement-credit redemptions.
₹1,499 joining, ₹1,499 a year
- Apply nowVia our referral partner. We may earn a commission.
8. Flipkart Axis Bank Credit Card
Cashback card: 7.5% on Myntra, 5% on Flipkart and Cleartrip (each capped), 4% on preferred merchants, 1% on other eligible spends.
₹500 joining, ₹500 a year
- View on ICICI Bank siteBy invitation only: the bank invites customers. Issuer's site. We don't earn from this card.
9. ICICI Bank Emeralde Private Metal Credit Card
6 reward points per ₹200 on most spends: about 3% back if you use the points for flight and hotel vouchers or select brand vouchers (₹1 a point), 1.8% on catalogue products (₹0.60 a point) or 1.2% as statement credit (₹0.40 a point). 12,500 bonus points each time the joining or annual fee is paid, EaseMyTrip flight vouchers worth ₹6,000 at ₹8 lakh of yearly spend, and buy-one-get-one BookMyShow tickets (up to ₹750 off, twice a month). Fuel, rent, government, tax and wallet payments earn nothing.
₹12,499 joining, ₹12,499 a year
- Apply nowVia our referral partner. We may earn a commission.
10. CheQ AU Credit Card (AU Small Finance Bank)
Earns CheQ Points at headline 1% to 12% rates, worth about half as much in rupees when redeemed on gift cards or travel; best on CheQ-app bills, flights and hotels.
Lifetime free
- View on SBI Card siteIssuer's site. We don't earn from this card.
11. BPCL SBI Card OCTANE
Fuel card: 25 points per ₹100 at BPCL pumps (6.25% back, plus a 1% surcharge waiver), 10 points per ₹100 on groceries, departmental stores, dining and movies (2.5%), and 1 point per ₹100 elsewhere (0.25%). Points are worth ₹0.25 each as free BPCL fuel; BPCL fuel points stop at 2,500 a statement cycle.
₹1,499 joining, ₹1,499 a year
- Apply nowVia our referral partner. We may earn a commission.
12. SBI Card PULSE
Health and lifestyle card: 10 points per ₹100 on pharmacy, dining, movies and sports (about 2.5% back), 2 points per ₹100 elsewhere, plus a smartwatch welcome gift and FITPASS PRO and Netmeds First memberships.
₹1,499 joining, ₹1,499 a year
- Apply nowVia our referral partner. We may earn a commission.
13. SBI Card PRIME
Premium rewards card: 10 points per ₹100 on dining, movies, grocery and departmental stores (about 2.5% back), 2 points per ₹100 elsewhere, plus lounge visits and milestone vouchers.
₹2,999 joining, ₹2,999 a year
- Apply nowVia our referral partner. We may earn a commission.
14. SBI Card ELITE
Premium lifestyle card: 10 points per ₹100 on dining, grocery and departmental stores (about 2.5% back), free movie tickets worth up to ₹6,000 a year, 1.99% forex markup and lounge access.
₹4,999 joining, ₹4,999 a year
- Apply nowVia our referral partner. We may earn a commission.
15. SimplySAVE SBI Card
Everyday spends card: 10X points on dining, movies, grocery and departmental stores (about 1.67% back), 1 point per ₹150 elsewhere.
₹499 joining, ₹499 a year
- Apply nowVia our referral partner. We may earn a commission.
16. IDFC FIRST Classic Credit Card
Reward points worth 1.25% back on dining (including food delivery), travel and spends on your birthday, 0.375% on most other spends, and 0.125% on utilities, insurance, railway tickets and FASTag. From 26 October 2026, international spends earn nothing. No points on fuel, EMI or cash withdrawals.
Lifetime free
- Apply nowVia our referral partner. We may earn a commission.
17. IDFC FIRST Millennia Credit Card
Dining, travel and birthday spends earn 1.25% back in reward points, most other spends 0.375%, utilities, insurance, railways and FASTag 0.125%; no points on fuel, EMI or cash, and none on international spends from 26 October 2026.
Lifetime free
- Apply nowVia our referral partner. We may earn a commission.
18. IDFC FIRST Select Credit Card
Dining, travel and birthday spends earn 1.25% back in reward points, other spends 0.375%, utilities, insurance, railways and FASTag 0.125%; no points on international spends from 26 October 2026. Zero forex markup, plus a domestic airport lounge visit each quarter.
Lifetime free
- View on Axis Bank siteIssuer's site. We don't earn from this card.
19. Axis Bank Select Credit Card
10 EDGE Reward points per ₹200 on most spends, and 20 per ₹200 at department stores, grocery stores and clothing stores on the first ₹20,000 of such spend a month. Axis values the welcome points at ₹0.20 each, so that's about 1% and 2% back. Spend ₹3 lakh in a card year for 5,000 bonus points (₹1,000). Fuel, utility and telecom bills, insurance, rent, wallet loads, education, government payments, gold and jewellery, gift cards and tolls earn nothing.
₹3,000 joining, ₹3,000 a year
- View on IndusInd Bank siteIssuer's site. We don't earn from this card.
20. EazyDiner IndusInd Bank Platinum Credit Card
2 reward points per ₹100 on most spends (0.4% back, at ₹0.20 a point redeemed against restaurant bills in the EazyDiner app), 0.7 points per ₹100 (0.14%) on insurance, rent, utilities and government payments, and none on fuel. The main value is dining: an extra 20% off up to ₹500, three times a month, when you pay a restaurant bill through the EazyDiner app with this card, plus 3 months of EazyDiner Prime to start. Also a buy-one-get-one BookMyShow ticket (up to ₹200 off) once a month, and 2,000 bonus points with a further 3 months of Prime for each ₹30,000 spent in 90 days (dining doesn't count).
Lifetime free
- Apply nowVia our referral partner. We may earn a commission.
21. Axis Bank MY ZONE Credit Card
Entertainment card: buy-one-get-one on District movie tickets, ₹120 off Swiggy, quarterly lounge access on spends, 4 EDGE points per ₹200.
₹500 joining, ₹500 a year
- Apply nowVia our referral partner. We may earn a commission.
22. Kotak League Platinum Credit Card
4 reward points per ₹150 on most spends, 8 points per ₹150 on travel, airline, department store, durables and electric-sales spends and on all spends once yearly spend crosses ₹2 lakh; no points on fuel, rent, insurance or railways.
₹499 joining, ₹499 a year
- Apply nowVia our referral partner. We may earn a commission.
23. Axis Bank Neo Credit Card
Offers-led starter card: Zomato, Blinkit, BookMyShow, Paytm and Cleartrip discounts, plus 1 EDGE point per ₹200 spent.
₹250 joining, ₹250 a year
- View on Axis Bank siteIssuer's site. We don't earn from this card.
24. Axis Bank MY Zone Easy Credit Card
4 EDGE REWARD points per ₹200 on domestic spends; Axis doesn't publish what this card's points are worth. 25% cashback on movie tickets (online or at the box office), capped at ₹1,000 a calendar year. Fuel and movie-ticket spends earn no points.
₹500 joining, ₹500 a year
- View on ICICI Bank siteIssuer's site. We don't earn from this card.
25. ICICI Bank Coral RuPay Credit Card
2 reward points per ₹100 on most spends, including UPI payments, and 1 point per ₹100 on utilities and insurance; ICICI doesn't publish what a point is worth. Milestone bonus of up to 10,000 points a year, plus BookMyShow and INOX movie discounts.
₹500 joining, ₹500 a year
- View on HDFC Bank siteIssuer's site. We don't earn from this card.
26. HDFC Bank Diners Club Privilege Credit Card
4 reward points per ₹200: about 1% back if you use the points for flights and hotels on HDFC SmartBuy (₹0.50 a point), less for catalogue products (up to ₹0.35 a point) and 0.4% as statement credit (₹0.20 a point). 5 times the points on Swiggy and Zomato food orders (about 5%), with the extra points capped at 2,500 a month. A ₹1,500 voucher each calendar quarter you spend ₹1.5 lakh, and buy-one-get-one BookMyShow tickets for Friday to Sunday shows (up to ₹250 off a ticket, 2 free tickets a month). Fuel, rent, wallet loads, EMI and government payments earn nothing. We haven't confirmed HDFC's point values for this card on its own page yet, so we don't show a % rate.
₹1,000 joining, ₹1,000 a year
- View on ICICI Bank siteIssuer's site. We don't earn from this card.
27. ICICI Bank Rubyx Credit Card
2 reward points per ₹100 in India, 4 per ₹100 on international spends and 1 per ₹100 on utilities and insurance; ICICI doesn't publish what a point is worth. Welcome vouchers on paying the joining fee (Tata CLiQ ₹2,000, EaseMyTrip ₹2,000 for flights and ₹3,000 for holidays, Croma ₹1,000, ₹10,000 off an Elivaas stay of ₹50,000 or more, 3 months of EazyDiner Prime), a milestone bonus of up to 15,000 points a year, and 25% off movie tickets (up to ₹150, twice a month each on BookMyShow and INOX).
₹3,000 joining, ₹2,000 a year
- View on ICICI Bank siteIssuer's site. We don't earn from this card.
28. ICICI Bank Sapphiro Credit Card
2 reward points per ₹100 in India, 4 per ₹100 on international spends and 1 per ₹100 on utilities and insurance; ICICI doesn't publish what a point is worth. Welcome vouchers worth over ₹13,000, milestone bonus of up to 20,000 points a year, and buy-one-get-one BookMyShow tickets.
₹6,500 joining, ₹3,500 a year
- View on ICICI Bank siteIssuer's site. We don't earn from this card.
29. ICICI Bank Emeralde Credit Card
4 reward points per ₹100 on spends in India and abroad, and 1 per ₹100 on utilities and insurance; ICICI doesn't publish what a point is worth on this card. Buy-one-get-one BookMyShow tickets (up to ₹750 off the second, up to 4 times a month) after ₹25,000 of spend in the previous quarter, a ₹5,000 birthday voucher (Tata CLiQ on Amex, Postcard Hotels on Mastercard) and up to 4 golf rounds a month. Fuel, rent and wallet loads earn nothing.
₹12,000 joining, ₹12,000 a year
What you'd get back on dining and food delivery
- View on HSBC siteIssuer's site. We don't earn from this card.
1. HSBC RuPay Cashback Credit Card
₹12,000 a year at 10% · ₹499 annual fee
- Apply nowVia our referral partner. We may earn a commission.
2. HSBC Live+ Credit Card
₹12,000 a year at 10% · ₹999 annual fee
- View on HDFC Bank siteIssuer's site. We don't earn from this card.
3. Swiggy BLCK HDFC Bank Credit Card
₹12,000 a year at 10% · ₹1,000 annual fee
- Apply nowVia our referral partner. We may earn a commission.
4. HDFC Bank PIXEL Play Credit Card
₹6,000 a year at 5% · ₹500 annual fee
- Apply nowVia our referral partner. We may earn a commission.
5. CASHBACK SBI Card
₹6,000 a year at 5% · ₹999 annual fee
Uses each bank's published rate and monthly cap for this spend. Some merchants and payment types are excluded; see each card's page. Annual fees exclude GST and are often waived above a yearly spend.
Related guides and comparisons
- How to Choose a Credit Card by Your SpendingPick a credit card by what you spend: what a reward point is worth, caps, lifetime free vs paid fee maths, UPI, lounges and eligibility, with ₹ examples.
- Axis Bank MY ZONE vs Axis Bank NeoSide by side: fees, rewards and which one suits whom
- Axis Bank MY ZONE vs Flipkart Axis BankSide by side: fees, rewards and which one suits whom
- CASHBACK SBI Card vs Flipkart Axis BankSide by side: fees, rewards and which one suits whom
- CASHBACK SBI Card vs HDFC Bank MillenniaSide by side: fees, rewards and which one suits whom
Questions people ask
Which movies and dining card gives the most on dining and food delivery?
Among the cards we compare, the HSBC RuPay Cashback Credit Card from HSBC is first, at 10% value back on dining and food delivery. Rates are capped on most cards, so check the monthly limit on its page.
Is there a lifetime free option?
Yes: CheQ AU Credit Card (AU Small Finance Bank), IDFC FIRST Classic Credit Card, IDFC FIRST Millennia Credit Card, IDFC FIRST Select Credit Card, EazyDiner IndusInd Bank Platinum Credit Card. They charge no joining or annual fee on the bank's own terms.
Which of these cards work on UPI?
HSBC RuPay Cashback Credit Card, HDFC Bank PIXEL Play Credit Card, PhonePe SBI Card SELECT BLACK, CheQ AU Credit Card (AU Small Finance Bank), BPCL SBI Card OCTANE, EazyDiner IndusInd Bank Platinum Credit Card, Axis Bank MY ZONE Credit Card, Axis Bank Neo Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Rubyx Credit Card, ICICI Bank Sapphiro Credit Card. Only RuPay credit cards can be linked to UPI apps, and UPI rewards are often lower than card rewards.
How did you check these numbers?
Every fee, reward rate and eligibility rule comes from the issuing bank's official pages and terms, last verified 20 Oct 2026. Where a bank doesn't publish what a reward point is worth, we leave the rate blank instead of guessing.
Which credit cards give free movie tickets?
A few give tickets: SBI ELITE gives free movie tickets worth up to ₹6,000 a year, Axis MY ZONE buy-one-get-one on District, and ICICI Sapphiro buy-one-get-one on BookMyShow. Others give discounts instead, such as Axis Neo and ICICI Coral on BookMyShow and IDFC FIRST Millennia's 25% off, up to ₹100 a month. Most of these offers need a minimum spend first.
Do credit card movie offers need a minimum spend?
Increasingly, yes. From 1 November 2026, Axis MY ZONE's District offer and the BookMyShow discounts on Axis Neo and IndianOil Axis need ₹25,000 of spend in the previous 3 months, waived in a new card's first months. ICICI Coral's BookMyShow discount needs ₹25,000 in the previous quarter, IDFC FIRST Wealth's buy-one-get-one needs ₹20,000 in the previous month, and IDFC FIRST Millennia's discount needs at least one card payment in the previous month.
Which credit card is best for Swiggy and Zomato?
It depends on the app and the cap. Swiggy BLCK HDFC pays 10% on the Swiggy app, including Instamart and Dineout, up to ₹1,500 a billing cycle; HDFC Millennia pays 5% on both Swiggy and Zomato, up to ₹1,000 a month across its partner merchants; HSBC Live+ pays 10% on food delivery within a ₹1,200 monthly cap shared with dining, groceries and bills. Axis MY ZONE gives ₹120 off Swiggy and Axis Neo a Zomato discount instead of a cashback rate.
Do I earn reward points on movie tickets and dining?
On some cards. SimplySAVE SBI earns 10X points on dining and movies, about 1.67% back, and SBI PRIME, SBI PULSE and BPCL SBI OCTANE earn 10 points per ₹100 on both, about 2.5%. SBI ELITE's 2.5% covers dining but not movies, and Axis MY ZONE gives no points on movie tickets. IDFC FIRST Millennia, Select and Wealth pay 1.25% on dining.
Last verified 20 Oct 2026 on each issuer's official page. Fees and rewards change; check the issuer's terms before you apply.