YES Bank credit cards we compare
2 YES Bank cards side by side, and which one suits each kind of spend. Facts from YES Bank's own pages.
2 cards · last verified 18 Oct 2026 · how we compare
All YES Bank cards we compare
| Card | Fees | Base rate | UPI | Airport lounge | Good for | Apply |
|---|---|---|---|---|---|---|
| Kiwi RuPay Credit Card (YES Bank Klick)Virtual RuPay card for UPI: 1.5% cashback on UPI scan and pay, 0.5% on online spends, paid as Kiwis worth ₹0.25 each. | Lifetime free | – | Yes | None | Lifetime free, UPI and RuPay, Cashback | Apply nowVia our referral partner. We may earn a commission. |
| YES BANK POP-CLUB Credit Card10 POPcoins per ₹100 on online spends and 2 POPcoins per ₹100 on other spends including UPI; no coins on fuel, rent, utilities, insurance or wallet loads. YES does not publish the rupee value of a POPcoin. | Free joining, ₹399 a year | – | Yes | None | Online shopping and groceries, Self-employed | Apply nowVia our referral partner. We may earn a commission. |
Base rate is the value back on everyday spends at YES Bank's published redemption value; “–” means it isn't published. Fees exclude GST. Ranking never depends on whether we earn from a card.
Which YES Bank card for which spend
- Lifetime freeKiwi RuPay Credit Card (YES Bank Klick)Lifetime free · #21 of 23 cards we compare · see all lifetime free cards
- Online shopping and groceriesYES BANK POP-CLUB Credit CardFree joining, ₹399 a year · #21 of 23 cards we compare · see all online shopping and groceries cards
- UPI and RuPayKiwi RuPay Credit Card (YES Bank Klick)1.5% on UPI · #4 of 30 cards we compare · see all UPI and RuPay cards
- CashbackKiwi RuPay Credit Card (YES Bank Klick)0.5% on online shopping · #14 of 15 cards we compare · see all cashback cards
- Self-employedYES BANK POP-CLUB Credit CardFree joining, ₹399 a year · #13 of 32 cards we compare · see all self-employed cards
Self-employed?
YES Bank says self-employed people can apply for YES BANK POP-CLUB Credit Card. Details are on each card's page and on our self-employed cards page.
Related guides
- How to Choose a Credit Card by Your SpendingPick a credit card by what you spend: what a reward point is worth, caps, lifetime free vs paid fee maths, UPI, lounges and eligibility, with ₹ examples.
- CIBIL Score: Check Free, Improve in 90 DaysCheck your CIBIL score free with one full report a year from each bureau, dispute errors yourself, and build a better score with a 90-day checklist.
Questions people ask
Which YES Bank credit card is lifetime free?
Among the YES Bank cards we compare: Kiwi RuPay Credit Card (YES Bank Klick). They charge no joining or annual fee in YES Bank's fee schedule.
Which YES Bank credit card works on UPI?
Kiwi RuPay Credit Card (YES Bank Klick) and YES BANK POP-CLUB Credit Card. They're RuPay cards, so they can be linked to UPI apps for merchant payments; UPI rewards are often lower than card rewards.
Which YES Bank credit card gives airport lounge access?
None of the YES Bank cards we compare includes complimentary airport lounge visits.
What income do I need for a YES Bank credit card?
The lowest published income among these cards is ₹25,000 a month for the YES BANK POP-CLUB Credit Card (salaried). YES Bank decides approval on its own checks, including your credit score.
How did you check these cards?
Every fee, reward rate and eligibility rule comes from YES Bank's own pages and terms, last verified 18 Oct 2026. It may not be every YES Bank card. 45 of the 77 cards we compare have a partner link we may earn from; the other 32 link to the bank's own site, and we don't earn from them. Ranking never depends on what we earn.
Last verified 18 Oct 2026 on each issuer's official page. Fees and rewards change; check the issuer's terms before you apply.