Terms of use

By using CreditParakh you agree to these terms. If you don't agree, please don't use the site.

Information, not advice

CreditParakh publishes general information to help you compare credit cards and personal loans. It is not financial, legal or tax advice and isn't tailored to you. Decide based on the bank's or lender's own terms and your situation.

Not a lender

CreditParakh is not a bank or lender and doesn't guarantee approval. Approval is at the bank's or lender's discretion. Banks and lenders decide approval, credit limits, loan amounts, interest rates, fees and rewards, and can change them at any time.

Accuracy

We take facts from each bank's and lender's official pages and show the date we checked them (see our methodology). Banks and lenders change terms often, so a figure may be out of date. Their current terms, and your loan's Key Fact Statement, always win. Tell us about errors at support@creditparakh.in.

Links and commissions

Some links go to our referral partner, and we may earn a commission if your card is approved or your loan is disbursed (see disclosure). Websites we link to have their own terms and privacy policies, and we aren't responsible for them.

Trademarks and independence

Card and bank names are trademarks of their owners. CreditParakh is an independent comparison site and isn't affiliated with or endorsed by any bank or card issuer. Some apply links go through an authorised referral partner.

Our content

Text, design and data on this site belong to CreditParakh. You may quote short parts with a link back. Don't copy whole pages or datasets.

Liability

To the extent the law allows, CreditParakh isn't liable for losses from relying on information on this site or from your dealings with a bank, lender or partner.

Changes and law

We may update these terms; the date above shows the latest version. These terms are governed by the laws of India.