About CreditParakh

CreditParakh helps people in India pick a credit card or personal loan before they apply. “Parakh” means to assess, and our tagline says the rest: Parkho, phir apply karo, check first, then apply.

Bank and lender marketing pages lead with the best case. We put the fee schedule, the real value back after caps, what a loan really costs once fees and GST are added, and the eligibility rules side by side, using only what each bank or lender publishes, with the date we checked it.

Who we are

CreditParakh was started by a fintech professional with more than 10 years in the industry, first as a software engineer and then as a product manager. Pages are researched, written and checked by the CreditParakh team using only what banks and lenders publish. CreditParakh is independent and based in India; no bank, lender or card company owns or edits the site.

How we stay useful

• Facts only from official bank and lender pages and terms. See how we compare cards and loans.
• Clear labels on every link that may earn us a commission. See how we make money.
• No invented reviews or testimonials.

Contact

Questions, corrections or complaints: support@creditparakh.in. More on the support page.