Credit cards in India by bank: August 2026
Credit cards outstanding by bank, how many each added or lost in the month, and card spends, from the RBI's own statistics.
Source: Reserve Bank of India, Bank-wise ATM/POS/Card Statistics · data for August 2026 · fetched 19 Oct 2026 · updated every month
Credit cards outstanding by bank
| # | Bank | Cards (August 2026) | Change in month | Share | PoS spend (₹ cr) | Online spend (₹ cr) |
|---|---|---|---|---|---|---|
| 1 | HDFC Bank Ltd | 2,70,99,584 | +1,22,669 | 21.85% | 21,760 | 39,562 |
| 2 | State Bank of India | 2,29,57,917 | +1,93,294 | 18.51% | 14,149 | 21,164 |
| 3 | ICICI Bank Ltd | 1,98,33,265 | +1,40,498 | 15.99% | 9,586 | 22,749 |
| 4 | Axis Bank Ltd | 1,62,93,823 | +32,789 | 13.13% | 11,352 | 11,685 |
| 5 | IDFC FIRST Bank Ltd | 49,52,915 | +61,090 | 3.99% | 3,059 | 1,915 |
| 6 | Kotak Mahindra Bank Ltd | 48,86,234 | +38,552 | 3.94% | 3,403 | 3,388 |
| 7 | RBL Bank Ltd | 46,91,026 | +15,643 | 3.78% | 2,614 | 4,548 |
| 8 | Bank of Baroda | 33,77,699 | +1,01,670 | 2.72% | 2,080 | 1,603 |
| 9 | YES Bank Ltd | 30,80,711 | +41,774 | 2.48% | 2,815 | 1,340 |
| 10 | IndusInd Bank Ltd | 29,75,026 | +2,468 | 2.40% | 1,658 | 3,068 |
| 11 | Federal Bank Ltd | 27,36,575 | +94,263 | 2.21% | 1,229 | 1,644 |
| 12 | American Express Banking Corporation | 13,05,768 | +669 | 1.05% | 1,758 | 4,447 |
| 13 | Canara Bank | 13,03,306 | +96,154 | 1.05% | 520 | 318 |
| 14 | AU Small Finance Bank Ltd | 11,29,264 | +32,385 | 0.91% | 466 | 858 |
| 15 | Punjab National Bank | 10,50,403 | +36,965 | 0.85% | 188 | 731 |
| 16 | HSBC Ltd | 10,07,489 | +19,591 | 0.81% | 663 | 1,398 |
| 17 | SBM Bank India Ltd | 7,67,785 | −25,578 | 0.62% | 15 | 37 |
| 18 | Standard Chartered Bank Ltd | 5,53,671 | −17,017 | 0.45% | 250 | 428 |
| 19 | Slice Small Finance Bank Ltd | 5,07,157 | +81,233 | 0.41% | 324 | 144 |
| 20 | Union Bank of India | 5,05,934 | −1,596 | 0.41% | 242 | 404 |
| 21 | Unity Small Finance Bank Ltd | 4,23,628 | +47,174 | 0.34% | 25 | 58 |
| 22 | Utkarsh Small Finance Bank Ltd | 3,70,405 | +18,518 | 0.30% | 4 | 10 |
| 23 | DBS India Bank Ltd | 3,30,605 | +24,769 | 0.27% | 153 | 172 |
| 24 | South Indian Bank | 3,28,351 | −3,111 | 0.26% | 193 | 245 |
| 25 | Citi Bank | 2,81,242 | +1,712 | 0.23% | 119 | 471 |
| 26 | Indian Bank | 2,72,318 | +7,041 | 0.22% | 82 | 80 |
| 27 | Indian Overseas Bank | 1,98,585 | +10,461 | 0.16% | 159 | 36 |
| 28 | CSB Bank Ltd. | 1,90,112 | +518 | 0.15% | 53 | 170 |
| 29 | Jammu and Kashmir Bank Ltd | 1,73,428 | −13,258 | 0.14% | 190 | 38 |
| 30 | Bank of India | 1,52,711 | +15,377 | 0.12% | 66 | 127 |
| 31 | City Union Bank Ltd. | 63,167 | +3,436 | 0.05% | 35 | 39 |
| 32 | Suryoday Small Finance Bank Ltd | 57,862 | +3,590 | 0.05% | 3 | 6 |
| 33 | IDBI Bank Ltd | 51,985 | +981 | 0.04% | 41 | 37 |
| 34 | DCB Bank Ltd | 39,512 | +6,830 | 0.03% | 3 | 5 |
| 35 | Equitas Small Finance Bank Ltd | 29,309 | +1,556 | 0.02% | 43 | 21 |
| 36 | Bandhan Bank Ltd | 27,396 | +2,403 | 0.02% | 14 | 6 |
| 37 | Tamilnad Mercantile Bank Ltd | 17,937 | −31 | 0.01% | 18 | 9 |
| 38 | Dhanalaxmi Bank Ltd | 12,889 | +535 | 0.01% | 6 | 3 |
| 39 | Karur Vysya Bank Ltd | 8,462 | −417 | 0.01% | 16 | 11 |
| 40 | ESAF Small Finance Bank Ltd | 8,088 | +50 | 0.01% | 2 | 7 |
Fewest cards net in the month: SBM Bank India Ltd (−25,578), Standard Chartered Bank Ltd (−17,017), Jammu and Kashmir Bank Ltd (−13,258).
Figures as published by the RBI. You may reuse this table with credit to the RBI and a link to this page (CC BY 4.0 for our presentation; see our card data downloads).
Questions people ask
How many credit cards are there in India?
12.41 crore (12,40,53,544) credit cards were outstanding at the end of August 2026, according to the RBI, up 11,95,650 from July 2026.
Which bank has the most credit cards?
HDFC Bank Ltd, with 271 lakh cards (21.8% of all cards) in August 2026. The top five banks hold 73.5% of all credit cards.
Where does this data come from?
From the Reserve Bank of India's monthly bank-wise ATM, PoS and card statistics. We copy the figures as published and check them each month; the RBI's file is the authority.
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