YES BANK (co-brand with Pop Club)
YES BANK POP-CLUB Credit Card
10 POPcoins per ₹100 on online spends and 2 POPcoins per ₹100 on other spends including UPI; no coins on fuel, rent, utilities, insurance or wallet loads. YES does not publish the rupee value of a POPcoin.
- Free joining, ₹399 a year
- Works on UPI (RuPay)
- RuPay
Pros and cons
Good
- Annual fee waived at ₹1,50,000 of spend a year
- Low income bar: ₹25,000 a month
- Open to self-employed applicants
Watch out for
- Earns nothing on fuel, rent, utility bills, insurance and wallet loads
- The bank doesn't publish what a reward point is worth
- High forex markup (3.5%)
- Who it's for
- People whose spending matches its best category: everyday spends.
- Skip it if
- You want rewards to cover the fee: a free card pays as much.
Worked out from the bank's published terms with the same rules for every card, never from what we earn. How we judge cards.
Rewards (value back as % of spend)
- Fuel
- 0%
Fees and charges
- Joining fee
- Free
- Annual fee
- ₹399
- Fee waiver
- No joining fee. Annual fee ₹399, waived on ₹1.5 lakh spend in a card anniversary year. The bank currently advertises a limited-time lifetime-free offer; cards issued under it don't pay the annual fee.
- Forex markup
- 3.5%
- Fuel surcharge waiver
- 1% waiver on fuel transactions between ₹1,000 and ₹3,500, capped at ₹100 per statement cycle (from 1 Jun 2026; earlier ₹400-5,000 with ₹300 cap)
Benefits and eligibility
- Airport lounge
- Not published by the bank
- Card network
- RuPay
- UPI payments
- Yes, as a RuPay credit card
- Minimum income (salaried)
- ₹25,000 a month
- Eligibility
- Age 21 to 60; salaried or self-employed; net salary ₹25,000 a month or ITR income of ₹7.5 lakh and above; existing YES BANK credit cardholders are not eligible. You apply through the Pop Club website or app.
Fees exclude GST. Reward rates are the value back you get at the bank's published redemption value; where a bank doesn't publish what a point is worth, we leave the rate blank rather than guess. See how we compare cards.
Compare it with other cards
Ready to apply for the YES BANK POP-CLUB Credit Card?
Apply nowVia our referral partner. We may earn a commission.CreditParakh is not a bank or lender. Approval, limits and final terms are decided by YES BANK (co-brand with Pop Club).
Related guides
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Questions people ask
Is the YES BANK POP-CLUB Credit Card worth it in 2026?
Hard to say: the bank doesn't publish what its rewards are worth, so check its reward terms first. The catch: earns nothing on fuel, rent, utility bills, insurance and wallet loads.
Is the YES BANK POP-CLUB Credit Card lifetime free?
No. It costs ₹0 to join and ₹399 a year, plus GST. No joining fee. Annual fee ₹399, waived on ₹1.5 lakh spend in a card anniversary year. The bank currently advertises a limited-time lifetime-free offer; cards issued under it don't pay the annual fee.
Does the YES BANK POP-CLUB Credit Card work on UPI?
Yes, it's a RuPay card, so you can link it to UPI apps for merchant payments.
Does the YES BANK POP-CLUB Credit Card give airport lounge access?
No complimentary airport lounge access.
What earns no rewards on the YES BANK POP-CLUB Credit Card?
No POPcoins on fuel, rent, utilities, insurance or wallet loads. YES BANK doesn't publish a cap on POPcoins or what a POPcoin is worth in rupees.
Who can get the YES BANK POP-CLUB Credit Card?
The bank publishes a minimum income of ₹25,000 a month for salaried applicants. Self-employed people can apply: ITR income of ₹7.5 lakh a year or more; age 21-60; existing YES BANK cardholders not eligible. Age 21 to 60; salaried or self-employed; net salary ₹25,000 a month or ITR income of ₹7.5 lakh and above; existing YES BANK credit cardholders are not eligible. You apply through the Pop Club website or app. Approval is at the bank's discretion.
How we checked this card: the CreditParakh team read YES BANK (co-brand with Pop Club)'s own product page on 18 Oct 2026. Every fee, rate and rule above comes from those pages; where they disagree, we say so. We re-check every card monthly and log changes on card changes. See our editorial standards.
Last verified 18 Oct 2026 on YES BANK (co-brand with Pop Club)'s official page. Fees and rewards change; check the issuer's terms before you apply.