CSB Bank
Jupiter Edge+ RuPay Credit Card (CSB Bank)
Earns 5% Jewels (about 1% value) on most spends and UPI via Jupiter's UPI app; much higher Jewels on select shopping brands, subject to monthly spend conditions.
- ₹999 joining, no annual fee
- Works on UPI (RuPay)
- RuPay
Pros and cons
Good
- Works on UPI and earns 1% there
Watch out for
- Earns nothing on fuel, government payments, rent, utility bills, wallet loads and insurance
- High forex markup (3.5%)
- Who it's for
- People whose spending matches its best category: everyday spends.
Worked out from the bank's published terms with the same rules for every card, never from what we earn. How we judge cards.
Rewards (value back as % of spend)
- Everyday spends
- 1% (base rate)
- Fuel
- 0%
- UPI
- 1%
- Dining and food delivery
- 1%
Fees and charges
- Joining fee
- ₹999
- Annual fee
- Free
- Fee waiver
- Joining fee ₹999 (Jupiter currently advertises a limited-period waiver). No annual fee.
- Forex markup
- 3.5%
- Fuel surcharge waiver
- 1% waiver (max ₹100) on fuel spends of ₹400 to ₹3,000, excl GST
Benefits and eligibility
- Airport lounge
- Not published by the bank
- Card network
- RuPay
- UPI payments
- Yes, as a RuPay credit card
- Minimum income (salaried)
- Not published by the bank
- Eligibility
- Indian resident aged 23 to 60 with steady monthly income and a healthy credit score; limit up to ₹7 lakh. Digital application in the Jupiter app.
Fees exclude GST. Reward rates are the value back you get at the bank's published redemption value; where a bank doesn't publish what a point is worth, we leave the rate blank rather than guess. See how we compare cards.
Compare it with other cards
Ready to apply for the Jupiter Edge+ RuPay Credit Card (CSB Bank)?
Apply nowVia our referral partner. We may earn a commission.CreditParakh is not a bank or lender. Approval, limits and final terms are decided by CSB Bank.
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What changed recently
- RewardsWorse for you
The 50% Jewels rate at select shopping brands now applies only when statement-cycle spends exceed ₹15,000; below that it earns 5% Jewels.
Before: 50% Jewels at select shopping brands, no spend condition · After: 50% Jewels only above ₹15,000 cycle spend, else 5%
Bank's notice or terms
Questions people ask
Is the Jupiter Edge+ RuPay Credit Card (CSB Bank) worth it in 2026?
Only if most of your spending is on everyday spends. The catch: earns nothing on fuel, government payments, rent, utility bills, wallet loads and insurance.
Is the Jupiter Edge+ RuPay Credit Card (CSB Bank) lifetime free?
No. It costs ₹999 to join and ₹0 a year, plus GST. Joining fee ₹999 (Jupiter currently advertises a limited-period waiver). No annual fee.
Does the Jupiter Edge+ RuPay Credit Card (CSB Bank) work on UPI?
Yes, it's a RuPay card, so you can link it to UPI apps for merchant payments; it earns 1% on UPI spends.
Does the Jupiter Edge+ RuPay Credit Card (CSB Bank) give airport lounge access?
No complimentary airport lounge access.
What earns no rewards on the Jupiter Edge+ RuPay Credit Card (CSB Bank)?
Also no Jewels on gift card, voucher and prepaid card loads, card bill and fee payments, gaming and gambling, quasi-cash, financial and investment services, telecom, charities, tax preparation, legal and accounting services, or UPI paid through apps other than Jupiter. Jewel earning pauses while the minimum amount due is unpaid. The standard rate on other spends (5% Jewels, about 1%) has no cap.
Is there a limit on rewards with the Jupiter Edge+ RuPay Credit Card (CSB Bank)?
Shopping category (select brands such as Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma): up to 10,000 Jewels per statement cycle, 3,000 per merchant and 1,000 per transaction (₹2,000, ₹600 and ₹200 at ₹0.20 a Jewel). Travel booked on Jupiter Flights: up to 5,000 Jewels per statement cycle (₹1,000 at ₹0.20 a Jewel).
Who can get the Jupiter Edge+ RuPay Credit Card (CSB Bank)?
Indian resident aged 23 to 60 with steady monthly income and a healthy credit score; limit up to ₹7 lakh. Digital application in the Jupiter app. Approval is at the bank's discretion.
How we checked this card: the CreditParakh team read CSB Bank's own terms and product page on 18 Oct 2026. Every fee, rate and rule above comes from those pages; where they disagree, we say so. We re-check every card monthly and log changes on card changes. See our editorial standards.
Last verified 18 Oct 2026 on CSB Bank's official page. Fees and rewards change; check the issuer's terms before you apply.