IndusInd Bank (co-brand with Tiger Fintech, a Bajaj Capital Group company)
IndusInd Bank Tiger Credit Card
Spend-slab rewards: 1 point per ₹100 up to ₹1 lakh a year, rising to 2, 4 and 6 points per ₹100 at higher yearly spend; no points on fuel, utilities, rent, insurance, education or government payments.
- Lifetime free
- Visa
Pros and cons
Good
- Lifetime free: no joining or annual fee
- Airport lounge visits with no published spend condition
- Low forex markup (1.5%)
Watch out for
- Low base rate: 0.4% on everyday spends
- Can't be used on UPI (not a RuPay card)
- Who it's for
- Anyone who wants a no-fee card for everyday spends.
- Skip it if
- You mainly pay by UPI.
Worked out from the bank's published terms with the same rules for every card, never from what we earn. How we judge cards.
Rewards (value back as % of spend)
- Everyday spends
- 0.4% (base rate)
- Fuel
- 0%
- Dining and food delivery
- 0.4%
Fees and charges
- Joining fee
- Free
- Annual fee
- Free
- Fee waiver
- Lifetime free: no joining or annual fee
- Forex markup
- 1.5%
- Fuel surcharge waiver
- 1% waiver on fuel transactions between ₹400 and ₹4,000; a 1% fee + GST applies on fuel spends above ₹50,000 per statement cycle.
Benefits and eligibility
- Airport lounge
- 8 domestic visits a year (2 a calendar quarter) and 2 international visits a year outside India via Priority Pass; no spend condition is published.
- Card network
- Visa
- UPI payments
- No
- Minimum income (salaried)
- Not published by the bank
- Eligibility
- Not published by the bank
Fees exclude GST. Reward rates are the value back you get at the bank's published redemption value; where a bank doesn't publish what a point is worth, we leave the rate blank rather than guess. See how we compare cards.
Compare it with other cards
Ready to apply for the IndusInd Bank Tiger Credit Card?
Apply nowVia our referral partner. We may earn a commission.CreditParakh is not a bank or lender. Approval, limits and final terms are decided by IndusInd Bank (co-brand with Tiger Fintech, a Bajaj Capital Group company).
Related guides
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What changed recently
- FeesWorse for you
Markup on rupee payments at foreign or overseas-registered merchants (dynamic currency conversion) rose from 1% to 2%.
Before: 1% + GST · After: 2% + GST
Bank's notice or terms - FeesWorse for you
Late payment fees rose in the middle slabs, for example from ₹350 to ₹500 on dues of ₹501–1,000 and from ₹550 to ₹750 on dues of ₹5,001–10,000.
Before: ₹350 (₹501–1,000), ₹550 (₹1,001–10,000), ₹800 (₹10,001–25,000) · After: ₹500 (₹501–1,000), ₹600 (₹1,001–5,000), ₹750 (₹5,001–10,000), ₹900 (₹10,001–25,000)
Bank's notice or terms - FeesWorse for you
New 1% fee on rail, bus and toll spends (MCC 4111, 4112, 4131, 4784) above ₹40,000 per statement cycle.
After: 1% + GST above ₹40,000 a cycle
Bank's notice or terms
Questions people ask
Is the IndusInd Bank Tiger Credit Card worth it in 2026?
Yes, as a no-fee card for everyday spends: it costs nothing to keep. The catch: low base rate: 0.4% on everyday spends.
Is the IndusInd Bank Tiger Credit Card lifetime free?
Yes. The bank's fee schedule shows no joining fee and no annual fee.
Does the IndusInd Bank Tiger Credit Card work on UPI?
No. Only RuPay credit cards can be linked to UPI, and this isn't one.
Does the IndusInd Bank Tiger Credit Card give airport lounge access?
8 domestic visits a year (2 a calendar quarter) and 2 international visits a year outside India via Priority Pass; no spend condition is published.
What earns no rewards on the IndusInd Bank Tiger Credit Card?
Fuel earns no points. Utility bills, insurance, government services, education and rent don't get the accelerated slab multipliers (2x, 4x, 6x); IndusInd doesn't say whether they still earn the base 1 point per ₹100. The only earning cap is the credit limit; no monthly or yearly cap is published. Cash redemption is limited to 5,000 points a calendar month (a redemption limit).
Who can get the IndusInd Bank Tiger Credit Card?
Approval is at the bank's discretion.
How we checked this card: the CreditParakh team read IndusInd Bank (co-brand with Tiger Fintech, a Bajaj Capital Group company)'s own product page on 18 Oct 2026. Every fee, rate and rule above comes from those pages; where they disagree, we say so. We re-check every card monthly and log changes on card changes. See our editorial standards.
Last verified 18 Oct 2026 on IndusInd Bank (co-brand with Tiger Fintech, a Bajaj Capital Group company)'s official page. Fees and rewards change; check the issuer's terms before you apply.