{ "name": "card-lounges", "licence": "CC BY 4.0", "attribution": "CreditParakh (https://creditparakh.in/data/)", "updated": "2026-10-20", "rows": [ { "card": "Axis Bank Horizon Credit Card", "slug": "axis-horizon", "issuer": "Axis Bank", "domestic_visits_per_year": 24, "international_visits_per_year": 8, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "24 domestic visits a year (6 a calendar quarter) on the Mastercard version, or 32 (8 a quarter) on the Visa version, plus 8 international visits a year (2 a quarter). No spend is needed to unlock them. Free visits are for the primary cardholder only.", "source_url": "https://www.axis.bank.in/docs/default-source/default-document-library/credit-cards/terms-and-conditions-for-horizon-credit-card.pdf?sfvrsn=5f8724c2_10", "last_verified": "2026-10-19" }, { "card": "Axis Bank Magnus Credit Card", "slug": "axis-magnus", "issuer": "Axis Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "3 months", "no_spend_condition": false, "summary": "Unlimited international lounge visits with Priority Pass for the primary cardholder, plus 4 guest visits a card year. Unlimited visits to Axis's listed domestic lounges after ₹50,000 of spend in the previous 3 calendar months; a new card needs no spend in its month of issue and the next 3 months. Domestic lounges are entered with the Magnus card, not Priority Pass, since 28 Aug 2026.", "source_url": "https://www.axis.bank.in/cards/credit-card/axis-bank-magnus-credit-card/travel-stay", "last_verified": "2026-10-19" }, { "card": "Axis Bank Magnus for Burgundy Credit Card", "slug": "axis-magnus-burgundy", "issuer": "Axis Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "3 months", "no_spend_condition": false, "summary": "Unlimited international lounge visits with Priority Pass for the primary cardholder, plus 4 guest visits a card year. Unlimited visits to Axis's listed domestic lounges after ₹50,000 of spend in the previous 3 calendar months; a new card needs no spend in its month of issue and the next 3 months. Domestic lounges are entered with the card, not Priority Pass, since 28 Aug 2026.", "source_url": "https://www.axis.bank.in/docs/default-source/magnus-card/magnus-credit-card-for-burgundy-faq.pdf?sfvrsn=d76d649c_2", "last_verified": "2026-10-19" }, { "card": "Axis Bank MY ZONE Credit Card", "slug": "axis-my-zone", "issuer": "Axis Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "3 months", "no_spend_condition": false, "summary": "4 domestic visits a year (1 a calendar quarter) after ₹50,000 eligible spend in the previous 3 calendar months; the spend rule is waived for a new card's month of issue and the next 3 months.", "source_url": "https://www.axis.bank.in/docs/default-source/default-document-library/axis-bank-airport-lounge-access-program.pdf", "last_verified": "2026-10-18" }, { "card": "Axis Bank Select Credit Card", "slug": "axis-select", "issuer": "Axis Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 6, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "3 months", "no_spend_condition": false, "summary": "8 domestic visits a year (2 a quarter) at Axis's listed lounges once you've spent ₹50,000 in the previous 3 calendar months; a new card needs no spend in its month of issue and the next 3 months. 6 international visits a card year with Priority Pass, 12 in a card year you spend over ₹3 lakh. Priority Pass renews only after ₹3 lakh of spend in the previous card year. Guests pay.", "source_url": "https://www.axis.bank.in/docs/default-source/default-document-library/accounts/terms-and-conditions-select-credit-card.pdf?sfvrsn=a4c5ac10_4", "last_verified": "2026-10-20" }, { "card": "BPCL SBI Card OCTANE", "slug": "bpcl-sbi-octane", "issuer": "SBI Card", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "4 domestic visits a year (1 a quarter); since 10 Jan 2026 only at 16 listed lounges in Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune; no spend condition is published.", "source_url": "https://www.sbicard.com/en/personal/credit-cards/bpcl-sbi-card-octane.html", "last_verified": "2026-10-19" }, { "card": "HDFC Bank Diners Club Black Metal Edition Credit Card", "slug": "hdfc-diners-black-metal", "issuer": "HDFC Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited airport lounge visits in India and abroad for the primary cardholder and each add-on cardholder, with no spend condition: show the card at the lounge. Guests aren't covered and pay the lounge's own charge. Lounges abroad are listed in the Diners Travel Tool app.", "source_url": "https://www.hdfc.bank.in/credit-cards/diners-club-black-metal-edition-credit-card", "last_verified": "2026-10-19" }, { "card": "HDFC Bank Diners Club Privilege Credit Card", "slug": "hdfc-diners-privilege", "issuer": "HDFC Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 4, "railway_visits_per_year": 0, "spend_to_unlock_inr": 60000, "spend_period": "quarter", "no_spend_condition": false, "summary": "Spend ₹60,000 in a calendar quarter to unlock 3 airport lounge vouchers (2 in India, 1 abroad), claimed on HDFC SmartBuy and valid for 180 days at listed lounges, so up to 8 visits in India and 4 abroad a year. Primary cardholder only; no free visits without the spend.", "source_url": "https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/diners-club-black-credit-card/pdfs/diners-privilege-lounge-tnc-1s-tjuly.pdf", "last_verified": "2026-10-20" }, { "card": "HDFC Bank INFINIA Credit Card Metal Edition", "slug": "hdfc-infinia", "issuer": "HDFC Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited lounge visits in India by swiping the card and unlimited visits abroad through Priority Pass, for the primary cardholder and each add-on cardholder, with no spend condition. Add-on cardholders need their own Priority Pass abroad, and guests pay $27 plus GST a visit.", "source_url": "https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/infinia-credit-card/airport-lounge-access-program-30sep2025.pdf", "last_verified": "2026-10-19" }, { "card": "HDFC Bank Millennia Credit Card", "slug": "hdfc-millennia", "issuer": "HDFC Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 100000, "spend_period": "quarter", "no_spend_condition": false, "summary": "No free lounge access. Each calendar quarter you spend ₹1 lakh, you can choose one domestic airport lounge voucher instead of the ₹1,000 gift voucher, so up to 4 visits a year.", "source_url": "https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/millennia-credit-card/pdf/quarterly-spends-milestone-program.pdf", "last_verified": "2026-10-19" }, { "card": "HDFC Bank Regalia Gold Credit Card", "slug": "hdfc-regalia-gold", "issuer": "HDFC Bank", "domestic_visits_per_year": 12, "international_visits_per_year": 6, "railway_visits_per_year": 0, "spend_to_unlock_inr": 60000, "spend_period": "quarter", "no_spend_condition": false, "summary": "12 domestic lounge visits a year (3 a calendar quarter), unlocked each quarter by spending ₹60,000 in the previous calendar quarter; 6 international visits a year outside India through Priority Pass with no spend condition (ask HDFC Bank for the Priority Pass card).", "source_url": "https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/regalia-gold-credit-card/pdfs/regalia-gold-travel-edge-tnc.pdf", "last_verified": "2026-10-19" }, { "card": "HSBC Live+ Credit Card", "slug": "hsbc-live-plus", "issuer": "HSBC", "domestic_visits_per_year": 2, "international_visits_per_year": 1, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "2 domestic visits a year (no more than one every 6 calendar months) and 1 international visit a year, from 1 September 2026; no spend condition is published. HSBC's lounge-access page still shows the older 4 domestic visits a year.", "source_url": "https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/live-plus-credit-card-services-guide.pdf", "last_verified": "2026-10-19" }, { "card": "HSBC Premier Credit Card", "slug": "hsbc-premier", "issuer": "HSBC", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited airport lounge visits in India (Mastercard's lounge programme, at listed lounges) and abroad (LoungeKey, over 1,400 lounges) for the primary and add-on cardholders, plus 8 free guest visits a year at overseas lounges for the primary cardholder only. HSBC publishes no spend condition.", "source_url": "https://www.hsbc.bank.in/credit-cards/airport-lounge-access-credit-card/", "last_verified": "2026-10-20" }, { "card": "HSBC RuPay Cashback Credit Card", "slug": "hsbc-rupay-cashback", "issuer": "HSBC", "domestic_visits_per_year": 8, "international_visits_per_year": 2, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "Up to 8 domestic visits a year (2 a calendar quarter) and 2 international visits a year; no spend condition is published. The card's older service guide (June 2025) says 4 visits a year, one a quarter, so confirm with HSBC before you rely on 10.", "source_url": "https://www.hsbc.bank.in/credit-cards/products/rupay-cashback-credit-card/", "last_verified": "2026-10-19" }, { "card": "HSBC TravelOne Credit Card", "slug": "hsbc-travelone", "issuer": "HSBC", "domestic_visits_per_year": 6, "international_visits_per_year": 4, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "6 domestic and 4 international airport lounge visits a year; no spend condition is published. HSBC does not say whether add-on cardholders share these visits.", "source_url": "https://www.hsbc.bank.in/credit-cards/products/travelone/", "last_verified": "2026-10-19" }, { "card": "ICICI Bank Coral RuPay Credit Card", "slug": "icici-coral-rupay", "issuer": "ICICI Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 4, "spend_to_unlock_inr": 75000, "spend_period": "quarter", "no_spend_condition": false, "summary": "4 domestic airport visits a year (1 a quarter) for the primary cardholder, each unlocked by spending ₹75,000 in the previous quarter. ICICI's terms count that quarter from the 26th to the 25th (26 June to 25 September unlocks October to December), though its FAQ says calendar quarter. Also 4 railway lounge visits a year (1 a quarter) for the primary cardholder, with no spend condition.", "source_url": "https://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card", "last_verified": "2026-10-19" }, { "card": "ICICI Bank Emeralde Credit Card", "slug": "icici-emeralde", "issuer": "ICICI Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited lounge visits in India by swiping the card and unlimited visits abroad through Priority Pass, for the primary cardholder only, with no spend condition. Add-on cardholders don't get lounge access.", "source_url": "https://www.icici.bank.in/personal-banking/cards/credit-card/emeralde-credit-card", "last_verified": "2026-10-20" }, { "card": "ICICI Bank Emeralde Private Metal Credit Card", "slug": "icici-emeralde-private-metal", "issuer": "ICICI Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited lounge visits in India by swiping the card and unlimited visits abroad through Priority Pass, for the primary cardholder and add-on cardholders, with no spend condition. Guests pay $29 plus GST a visit abroad.", "source_url": "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/metal-gifts-tc-website-51023.pdf", "last_verified": "2026-10-19" }, { "card": "ICICI Bank Rubyx Credit Card", "slug": "icici-rubyx", "issuer": "ICICI Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 0, "railway_visits_per_year": 8, "spend_to_unlock_inr": 75000, "spend_period": "quarter", "no_spend_condition": false, "summary": "8 domestic airport visits a year (2 a quarter) for the primary cardholder, each quarter unlocked by spending ₹75,000 in the previous quarter. ICICI's terms count that quarter from the 26th to the 25th (26 June to 25 September unlocks October to December). Also 8 railway lounge visits a year (2 a quarter) for the primary cardholder, with no spend condition. No international lounge access. If you hold the card on two networks, you get 1 airport visit a quarter on each.", "source_url": "https://www.icici.bank.in/personal-banking/cards/credit-card/rubyx-credit-card", "last_verified": "2026-10-20" }, { "card": "ICICI Bank Sapphiro Credit Card", "slug": "icici-sapphiro", "issuer": "ICICI Bank", "domestic_visits_per_year": 16, "international_visits_per_year": 2, "railway_visits_per_year": 0, "spend_to_unlock_inr": 75000, "spend_period": "quarter", "no_spend_condition": false, "summary": "16 domestic airport visits a year (4 a quarter) for the primary cardholder, each quarter unlocked by spending ₹75,000 in the previous quarter. ICICI's terms count that quarter from the 26th to the 25th (26 June to 25 September unlocks October to December), though its FAQ says calendar quarter. Also 2 international lounge visits a year for the primary cardholder, with no spend condition stated. If you hold the card on two networks, you get 2 domestic visits a quarter on each.", "source_url": "https://www.icici.bank.in/personal-banking/cards/credit-card/sapphiro-card", "last_verified": "2026-10-19" }, { "card": "IDFC FIRST Bank HPCL FIRST Power+ Credit Card", "slug": "idfc-first-power-plus", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "4 domestic visits a year (1 a quarter); spend ₹20,000 in a calendar month to use the benefit the next month.", "source_url": "https://www.idfcfirst.bank.in/content/dam/IDFCFirstBank/credit-cards/FIRSTPower/FIRST-Power-Plus-Privileges.pdf", "last_verified": "2026-10-18" }, { "card": "IDFC FIRST Classic Credit Card", "slug": "idfc-first-classic", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 0, "international_visits_per_year": 0, "railway_visits_per_year": 16, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "No airport lounge visits; 4 railway lounge visits a quarter when you spend ₹20,000 in the previous month.", "source_url": "https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/cards/IDFC-FIRST-Classic-Product-Guide-02.pdf", "last_verified": "2026-10-19" }, { "card": "IDFC FIRST Mayura Credit Card", "slug": "idfc-first-mayura", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 16, "international_visits_per_year": 16, "railway_visits_per_year": 16, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "4 airport lounge visits in India a quarter (one can be for a guest), 4 at airports abroad a quarter and 4 railway lounge visits a quarter. They work in a given month only if you spent ₹20,000 on the card the month before, and add-on cardholders share the same visits.", "source_url": "https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/Mayura/docs/pdcoc.pdf", "last_verified": "2026-10-20" }, { "card": "IDFC FIRST Millennia Credit Card", "slug": "idfc-first-millennia", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 0, "international_visits_per_year": 0, "railway_visits_per_year": 16, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "No airport lounge visits; 4 railway lounge visits a quarter, unlocked for the next month by spending ₹20,000 in a calendar month.", "source_url": "https://www.idfcfirst.bank.in/credit-card/millennia", "last_verified": "2026-10-18" }, { "card": "IDFC FIRST Select Credit Card", "slug": "idfc-first-select", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 16, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "4 domestic airport visits a year (1 a quarter) and 4 railway lounge visits a quarter; each needs ₹20,000 spend in a calendar month to unlock the next month.", "source_url": "https://www.idfcfirst.bank.in/credit-card/select", "last_verified": "2026-10-18" }, { "card": "IDFC FIRST SWYP Credit Card", "slug": "idfc-first-swyp", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 0, "international_visits_per_year": 0, "railway_visits_per_year": 16, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "No airport lounge visits as a card feature (4 domestic visits are only a reward for 10 referrals); 4 railway lounge visits a quarter after ₹20,000 spend in the previous calendar month.", "source_url": "https://www.idfcfirst.bank.in/credit-card/swyp-emi-credit-card", "last_verified": "2026-10-18" }, { "card": "IDFC FIRST Wealth Credit Card", "slug": "idfc-first-wealth", "issuer": "IDFC FIRST Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 4, "railway_visits_per_year": 4, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "4 domestic and 4 international airport visits a year (1 each a quarter, international via a DreamFolks card) plus 4 railway lounge visits; spend ₹20,000 in a calendar month to use them the next month.", "source_url": "https://www.idfcfirst.bank.in/credit-card/wealth", "last_verified": "2026-10-18" }, { "card": "IndusInd Bank Tiger Credit Card", "slug": "indusind-tiger", "issuer": "IndusInd Bank (co-brand with Tiger Fintech, a Bajaj Capital Group company)", "domestic_visits_per_year": 8, "international_visits_per_year": 2, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "8 domestic visits a year (2 a calendar quarter) and 2 international visits a year outside India via Priority Pass; no spend condition is published.", "source_url": "https://www.indusind.bank.in/in/en/personal/cards/credit-card/tiger-credit-card.html", "last_verified": "2026-10-18" }, { "card": "Kiwi RuPay Credit Card (PNB)", "slug": "kiwi-pnb-rupay", "issuer": "Punjab National Bank", "domestic_visits_per_year": null, "international_visits_per_year": null, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": null, "no_spend_condition": false, "summary": "PNB lists domestic and international airport lounge access on spends of ₹50,000, run by GoKiwi; the number of visits and the spend period are not published.", "source_url": "https://creditcard.pnb.bank.in/types18.html", "last_verified": "2026-10-18" }, { "card": "LIC Axis Bank Signature Credit Card", "slug": "lic-axis-signature", "issuer": "Axis Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "3 months", "no_spend_condition": false, "summary": "8 domestic visits a year (2 a calendar quarter) after ₹50,000 eligible spend in the previous 3 calendar months; the spend rule is waived for a new card's month of issue and the next 3 months.", "source_url": "https://www.axis.bank.in/docs/default-source/default-document-library/axis-bank-airport-lounge-access-program.pdf", "last_verified": "2026-10-18" }, { "card": "Marriott Bonvoy HDFC Bank Credit Card", "slug": "marriott-bonvoy-hdfc", "issuer": "HDFC Bank", "domestic_visits_per_year": 12, "international_visits_per_year": 12, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "12 free airport lounge visits a year in India and 12 abroad, with no spend condition. The primary and add-on cardholders can use them; guests aren't covered. Lounges abroad are listed in the Diners Club travel app.", "source_url": "https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/marriott-bonvoy-credit/terms-and-condition.pdf", "last_verified": "2026-10-20" }, { "card": "PhonePe SBI Card SELECT BLACK", "slug": "phonepe-sbi-select-black", "issuer": "SBI Card", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "4 domestic visits a year (1 a quarter); since 10 Jan 2026 only at 16 listed lounges in 8 cities; no spend condition is published. Priority Pass membership is free for two years, but each visit with it costs US$27 plus taxes.", "source_url": "https://www.sbicard.com/sbi-card-en/assets/docs/pdf/loungebenefits.pdf", "last_verified": "2026-10-19" }, { "card": "SalarySe Level UP Credit Card (City Union Bank)", "slug": "salaryse-level-up", "issuer": "City Union Bank", "domestic_visits_per_year": 12, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 10000, "spend_period": "billing cycle", "no_spend_condition": false, "summary": "Physical card only: 12 domestic visits a year (1 a month), each unlocked for the next billing cycle by spending ₹10,000 in the current one (each pass expires 30 days after it is credited); the free virtual-only card has no lounge access.", "source_url": "https://www.cityunionbank.bank.in/cub-salaryse-level-up-credit-card", "last_verified": "2026-10-18" }, { "card": "SBI Card ELITE", "slug": "sbi-elite", "issuer": "SBI Card", "domestic_visits_per_year": 8, "international_visits_per_year": 6, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "8 domestic visits a year (2 a quarter) and 6 international visits a year outside India via Priority Pass (max 2 a quarter; membership valid 2 years); no spend condition is published.", "source_url": "https://www.sbicard.com/en/personal/credit-cards/sbi-card-elite.html", "last_verified": "2026-10-18" }, { "card": "SBI Card MILES ELITE", "slug": "sbi-miles-elite", "issuer": "SBI Card", "domestic_visits_per_year": 8, "international_visits_per_year": 6, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "8 domestic visits a year (2 a quarter) plus 1 extra for every ₹1 lakh spent (up to 15 extra a membership year); 6 international visits a year via Priority Pass (max 2 a quarter; membership free for the first 2 years); no spend condition is published for the base visits.", "source_url": "https://www.sbicard.com/en/personal/credit-cards/sbi-card-miles-elite.html", "last_verified": "2026-10-18" }, { "card": "SBI Card PRIME", "slug": "sbi-prime", "issuer": "SBI Card", "domestic_visits_per_year": 8, "international_visits_per_year": 4, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "8 domestic visits a year (2 a quarter) and 4 international visits a year outside India via Priority Pass (max 2 a quarter); no spend condition is published.", "source_url": "https://www.sbicard.com/en/personal/credit-cards/sbi-card-prime.html", "last_verified": "2026-10-18" }, { "card": "SBI Card PULSE", "slug": "sbi-pulse", "issuer": "SBI Card", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": false, "summary": "4 domestic visits a year (1 a quarter; cut from 8 on 10 Jan 2026); Priority Pass membership for the first 2 years but every visit costs USD 27 plus tax; no spend condition is published.", "source_url": "https://www.sbicard.com/sbi-card-en/assets/docs/pdf/lounge-benefits.pdf", "last_verified": "2026-10-18" }, { "card": "Scapia Federal Bank Credit Card (Visa + complimentary RuPay)", "slug": "scapia-federal", "issuer": "Federal Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 20000, "spend_period": "month", "no_spend_condition": false, "summary": "Unlimited domestic lounge visits, or complimentary dining, shopping or spa at the airport, in any month after spending ₹20,000 in the preceding month.", "source_url": "https://www.federal.bank.in/scapia", "last_verified": "2026-10-18" }, { "card": "Suryoday SFB Stable Money RuPay Platinum Credit Card", "slug": "stable-money-suryoday", "issuer": "Suryoday Small Finance Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 2, "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Physical card only (needs a bigger FD): 2 domestic airport lounge visits a quarter and 2 international visits a year, with a token charge of ₹2 or $1 per visit. No spend needed. The virtual card has no lounge access.", "source_url": "https://assets.stablemoney.in/app/Stable_Money_FDBacked_Credit_Card_Details_of_Offers_and_Benefits_20251120130131.pdf", "last_verified": "2026-10-20" }, { "card": "Tata Neu Infinity HDFC Bank Credit Card", "slug": "tata-neu-infinity-hdfc", "issuer": "HDFC Bank", "domestic_visits_per_year": 8, "international_visits_per_year": 4, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "quarter", "no_spend_condition": false, "summary": "8 domestic lounge vouchers a year (2 a calendar quarter) after ₹50,000 spend in a calendar quarter; 4 international visits a year outside India (1 a quarter) via Priority Pass on Visa or the RuPay programme, with no spend condition published for these.", "source_url": "https://www.hdfc.bank.in/credit-cards/tata-neu-infinity-hdfc-bank-credit-card", "last_verified": "2026-10-18" }, { "card": "Tata Neu Plus HDFC Bank Credit Card", "slug": "tata-neu-plus-hdfc", "issuer": "HDFC Bank", "domestic_visits_per_year": 4, "international_visits_per_year": 0, "railway_visits_per_year": 0, "spend_to_unlock_inr": 50000, "spend_period": "quarter", "no_spend_condition": false, "summary": "4 domestic lounge vouchers a year (1 a calendar quarter) after ₹50,000 spend in a calendar quarter.", "source_url": "https://www.hdfc.bank.in/credit-cards/tata-neu-plus-hdfc-bank-credit-card", "last_verified": "2026-10-18" }, { "card": "Times Black ICICI Bank Credit Card", "slug": "icici-times-black", "issuer": "ICICI Bank", "domestic_visits_per_year": "unlimited", "international_visits_per_year": "unlimited", "railway_visits_per_year": 0, "spend_to_unlock_inr": null, "spend_period": null, "no_spend_condition": true, "summary": "Unlimited lounge visits in India by swiping the card and unlimited visits abroad through Priority Pass, for the primary cardholder and add-on cardholders, with no spend condition. Guests pay $29 plus GST a visit abroad.", "source_url": "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/times-black-icici-credit-card-terms-conditions.pdf", "last_verified": "2026-10-20" } ] }